For subprime borrowers with bad credit, getting a quick cash loan to fund emergency expenses is always difficult. Conventional lenders view such borrowers as a risk because of a low credit score. However when you need quick cash in times of emergencies, subprime debt instruments, such as automobile title car loans, can be the solution to your woes.
Besides medical expenses, home and car repairs, student tuition’s and other emergencies, one situation when you may require emergency funds is when your pet needs an expensive veterinary procedure and you don’t have access to the necessary cash or insurance.
No matter how old or young your pet is, an unforeseen life-threatening illness or injury is always a possibility. To most pet owners, their animals are like family members and they are willing to spend the money required to see them through illness and injury.
Unfortunately, veterinary surgery can cost thousands of dollars and is not likely to be covered by insurance. Some of the most common pet conditions can cost over $1,000 to treat. These include:
* Cancer treatment with chemotherapy, surgery and/or radiology
Cancer treatment for a pet can be a long, drawn out process and can consume the savings of most families desperate to help their pet recover from a curable condition.
* Extraction of an item that was inadvertently swallowed
Dogs and other animals can inadvertently swallow toys or small objects that can cause choking or internal damage, requiring an emergency operation to remove it.
* Gastric Torsion or “bloat”
Deep-chested dogs are vulnerable to a condition caused by too much gas or fluid in the stomach. This gas can extend and partially rotate the stomach causing dilation or gastric torsion, which is a life threatening problem.
* Surgery on a broken limb
A fall or accident that results in a fracture or compound injury can be devastating for dogs and other animals that need their limbs to live an active life. Surgery in such times can really stretch a family’s finances.
There are also more expensive but less common pet conditions that may require treatment. If you don’t have cash on hand to pay for the care your animal needs, euthanasia may be the only alternative for your pets. If you’re willing to use your automobile title as collateral for a loan, however, you can avoid this drastic measure.
When your vet asks that you pay cash upfront for surgical procedures and other large expenses, title car loans can provide the much-needed funds to allow your beloved pet to live a happy and healthy life. The only options to come up with the money to treat your pet’s emergency illness or injury may be title car loans, which are short-term loans that can be repaid in anywhere from 30 days to more than 24 months.
When you decide to apply for title car loans, do your homework and find a reputable lender that offers flexible payment terms, competitive interest rates and no pre-payment penalties. Read the fine print on the loan agreement to avoid getting deceived by predatory lenders who will trap you in a cycle of debt and cause you to lose your vehicle.
If you make an informed choice, choose a lender who has your best interests at heart, and repay your loan on time, an automobile title loan can not only get you quick cash to use for veterinary emergencies but also help you create a positive payment record to reestablish credit.